About Us

AvantGarde Payments (A Product of PayGate India Private Limited ) is a Payment Gateway Company which bring in disruptive technologies & “revolutionary� Solutions for various categories of merchants across the world. Some of the Unique Product offerings are advanced Integration API for best Success ratios, Dynamic Currency Conversion(DCC), Push Response Technology, Dynamic Switching, Retry options, Advanced Analytics, recurring payments , multiple currency options,OmniChannel Offering etc.AvantGarde aim to build digital payments businesses and platforms- encompassing payment gateways, payment aggregation ( through a PSP setup), mobile wallets as well as to provide value added services in the payments domain to consumers, merchants, banks and financial institutions across the globe.

The Team

The core strength of AvantGarde Payments lies in the management team which brings in more than 20+ years of experience in the payments domain. Having worked with banks, payment service providers, aggregators as well as payments consulting companies across the globe, we can bring in state of the art and compliant payments solutions for merchants as well as the consumers. Given the rich domain expertise gathered across the world, we understand the problems and needs of the merchants and aim to build customized solutions for them. AvantGarde Payments supports all transactions originated from any device or channels like Computer, Mobile, APP,SMS, Email, IVRS & also off-line Debit/Credit transactions. We also aim to contribute to digitization of payments in the country by providing smaller merchants the capability to integrate seamlessly on our payments platform.


A dynamic & competent professional with experience in Payment/E-commerce/M-Commerce/Acquiring industry.He headed Payment Gateway Product including Net banking, Credit Card Gateway, Wallets ,IMPS, EMI. Managed various Products such as Bill payments, Quick pay, Recurring Payments, IVRS, IMPS ,Mobile POS ,Debit Card solution, Dynamic Currency Convertor (DCC), Multiple Currency Gateway ,International Payment Gateway,Tokenisation. Has done diverse role like product management, Alliances, Strategy and Business development.Rich Payment domain Knowledge specific to Credit cards ,internet banking, Wallets ,IVRS,IMPS, Standing Instructions and EBPP.holds a bachelor’s degree in Electrical engineering and an MBA from a top tier business school in India


Seasoned payments and digital business professional having experience across geographies like India, UAE and the Middle East. Has done diverse roles in Product Management, P&L Management, Strategy and Consulting with reputed multinational companies. He has worked with Banks as well as PSPs in leadership roles, which has provided him great insights into the payments ecosystem- traditional/ mobile POS, eCommerce/mCommerce, remittances as well as alternate and emerging payments. In his last role, he was the Head of Product and Business for cards acquiring for one of the biggest banks in the Middle East. Skill sets include Payment Gateways, Remittances, Cross Border Payments, P&L management, strategy, Internet banking, Digital Marketing, Mobile Wallets, Transaction processing. holds a bachelor’s degree in Electronics and Communication engineering and an MBA from a top tier business school in India.

Technology Head

An accomplished technology professional with more than 10 years of total experience in product development, maintenanceand management. More than 7 years of e-payments/mobile payments domain experience, Certified Project Management Professional with interest in IT innovation and business transformation. Efficiently handled various roles like senior manager, solution architect, co-ordinator with clients, vendors and internal stakeholders etc. Has built Payment Gateways and Mobile commerce platforms from scratch.